1. NO appraisal fees! NO closing costs

2. Interest, in several cases, is 100% tax deductible.

3. Greater time lapse before 1st payment is due.

4. Full financing privileges! Easy monthly payments.

5. You enjoy lower bank rates without exhausting
    leg-work. We research the best source.

6. Why deplete your present source of credit, when
    Hill's opens a new line of easy financing?

7. YES!  Hill's low A.P.R. rate is lower than Sears, Wards, Fuel
    companies, Visa & all bank cards

8.  You keep your ready cash in the bank because you use
     Hill's money

9. Hill's allows you to "pre-pay" your loan at any time with
    rebate privileges!  NO PRE-PAYMENT PENALTIES

10. Hill's includes complete insurance protection!